VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Providing home mortgage loans in San Antonio and throughout Texas.
210-656-1134

Pre-qualify and learn about the benefits of buying a home in Texas


pre-qualify for a home in texas

Purchasing your home.

Owning your own home is a very big part of the American Dream.

Purchasing has so many advantages verses renting, especially for first-time home buyers:

  • Tax benefits - You get to enjoy the write-offs that are available at tax time; mortgage interest is tax deductible.
  • Build wealth - As your equity increases so will your wealth.
  • Stabilize your payments - Monthly payments are relatively steady if your loan has a fixed interest rate, while your landlord can increase the rent.
  • Have a secure place for your family to live - A home provides a permanent place where your family can live and grow, and you can decorate or expand a house the way you like to create your dream home.
  • Gain a sense of community - Homeowners often are more involved in the well-being of their communities; many homeowners work together for better schools and less crime.

Closing Cost for buying your home in Texas.

Generally costs between 3% and 6% of the loans principal. Closing costs can be divided into three main categories:

  • Lender fees: Fees can include origination, points, application, credit report, and appraisal.
  • Third-party fees: These fees vary by state and the actual company you select to close your loan. They can include fees for closing, title exam, title insurance, and recording.
  • Pre-paid items: These are items collected at the time of closing but are not really considered costs. They include items you pay whether or not you refinance (for example, interest, taxes, and hazard insurance).

 When trying to figure what all the closing cost are going to be, it is best to obtain a Good Faith Estimate (GFE) from your Mortgage Broker. That way you can see a breakdown of all the fees that are being charged.

VA Loans allow you to finance 100% of the home, please see the VA loans page for more info.

What You Can and Cannot Deduct even for Jumbo Loans.

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Why choose Grove Mortgage for your San Antonio home loan?

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and have been specializing in VA Loans throughout Texas since 2002.

We can help you accomplish your home purchase or home refinance with expert service, fast closing and very low fees.

To speak with a home loan specialist call
210-656-1134 or
Apply Online Now!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and proudly boasts an A+ rating from the Better Business Bureau. Better Business Bureau

San Antonio Home Mortgage Loans