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Texas Vet Loans Eligibility Requirements


Eligibility Requirements for Texas Vet Loans

Same as VA, plus:

To be eligible to participate in the Texas Veterans Loan Programs, an applicant must have:

  • Served no fewer than 90 cumulative days on active duty (including active duty for training) in the Army, Navy, Air Force, Marines, Coast Guard or United States Public Health Service (unless discharged sooner by reason of a service-connected disability), OR have enlisted or received an appointment in the National Guard or a reserve component of one of the listed branches of service after completing all initial active duty training requirements as a condition of enlistment or appointment, OR have completed 20 years in a reserve component so as to be eligible for retirement, OR served in the Armed Forces of the Republic of Vietnam between February 28, 1961 and May 7, 1975 (Home Loan Program or Home Improvement Program only).
  • Served after September 16, 1940.
  • Not been dishonorably discharged. A person who has been discharged from the branch of the service in which the person served or from the National Guard is considered not to have been dishonorably discharged if the person: (1) received an honorable discharge; (2) received a discharge under honorable conditions; or (3) received a discharge and provides evidence from the VA, its successor, or other competent authority that indicates that the character of the person's discharge has been determined to be other than dishonorable.
  • The applicant must be a bona fide resident of Texas at the time the application is made. (A ‘bona fide resident” is someone who is living in Texas with the intent to remain in Texas.) This may include a Texas resident currently serving on active military duty outside of Texas. Presence in Texas due solely to military service may not establish bona fide residency; however, submission of a filed copy of a DD2058 may establish residency.
  • Successfully repaid any previous Texas Veterans Land Board (VLB) loan. A loan is considered repaid when the account has been paid in full by the original veteran purchaser or last approved assignee. Any other active VLB loans must be in good standing. Veterans may have only one loan in each VLB program at the same time.
  • Note: The unmarried, surviving spouse of a Texas veteran who is missing in action (MIA) or who died in the line of duty or from a service-connected cause may be eligible to participate in the programs. The veteran’s home of record must have been Texas at the time of entry into the service, or the veteran must have been a legal resident of Texas at the time of death.

Certificate of Eligibility

The number one requirement for Veterans wanting to use their VA benefits that they have earned is to establish their eligibility. The only reliable Proof of Eligibility is the Certificate of Eligibility (COE) that is issued by the VA. We are able to establish your eligibility and obtain your Certificate of Eligibility (COE) Online in seconds through the VA's WebLGY ACE system.

Learn more about the Certificate of Eligibility.

Documents for a Texas Vet Loan

The Texas Veterans Land Board has its own documents in addition to the above, that need to be filled out and signed by the Veteran. Here is a link to it:

Texas Veterans Loans Board TVLB Certification of Eligibility Application

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