| Number of Units | Texas Conforming Loan Limits |
|---|---|
| 1 | $726,200 |
| 2 | $929,850 |
| 3 | $1,123,900 |
| 4 | $1,396,800 |
Here is a link to Fannie Mae and Freddie Mac Maximum Loan Limits chart for the complete United States.
Non Conforming loans will not meet the stipulations set forth by Fannie Mae and or Freddie Mac, for example maybe the loan amount is over or the credit scores are a little to low or there is not enough income to qualify for a conforming loan.
There are many loan options available for Non Conforming Loans. Also they will usually have a higher interest rate than Conforming Loans.
Conforming loans which exceed the local loan limit are commonly known as "Jumbo Loans" or "Super Jumbo Loans".
Eligibility requirements for Jumbo's are often more stringent and income and credit score requirements are often higher also.
Learn more about Jumbo Loans.
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Every client's situation is different and handled with a unique, personalized approach. As a San Antonio, Texas based Mortgage Broker we we have unlimited flexibility to shop the entire lender market which allows us to provide significant pricing advantages over banks and credit unions to secure often hard-to-find financing that a lot of lenders don’t even offer.
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