VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Providing home mortgage loans in San Antonio and throughout Texas.
210-656-1134

2017 Conforming Loan Limits for San Antonio Texas

What are Conforming Loan Limits

On 11/23/2016 the Federal Housing Finance Agency (FHFA) announced the Conforming Loan Limits in 2017 for one-unit properties will be raised to $424,100 for Texas.

Conformaing loan limit for loans backed by Fannie Mae or Freddie Mac, have been unchanged here in San Antonio Texas since 2015.

Conforming loan means that the mortgage loan meets the stipulations set forth by Fannie Mae and or Freddie Mac.

The most important are:

  • Loan Amount
  • Credit quality
  • Loan to Value Ratio

The Federal Housing Administration enforces specific loan limits for FHA loans and the Department of Veterans Affairs maintains specific loan limits for VA loans. Loans which exceed an FHA loan's loan limit cannot be insured and loans exceeding a VA loans local limit cannot be guaranteed.

Learn about FHA Loan Limits and VA Loan Limits.

2017 Conforming Loan Limits chart for Texas


No. of Units

Conforming Loan Limits for Texas

1 $424,100
2 $543,000
3 $656,350
4 $815,650

Here is a link to Fannie Mae and Freddie Mac Maximum Loan Limits chart for the complete United States.

Non Conforming Loans

Non Conforming loans will not meet the stipulations set forth by Fannie Mae and or Freddie Mac, for example maybe the loan amount is over or the credit scores are a little to low or there is not enough income to qualify for a conforming loan.

There are many loan options avaliable for Non Conforming Loans. Also they will usually have a higher interest rate than Conforming Loans.

Mortgage Loan Amounts over the Conforming Loan Limits

Conforming loans which exceed the local loan limit are commonly known as "Jumbo Loans" or "Super Jumbo Loans".

Eligibility requirements for Jumbo's are often more stringent and income and credit score requirements are often higher also.

Learn more about Jumbo Loans and Super Jumbo Loans.

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Why choose Grove Mortgage for your San Antonio home loan?

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and have been specializing in VA Loans throughout Texas since 2002.

We can help you accomplish your home purchase or home refinance with expert service, fast closing and very low fees.

To speak with a home loan specialist call
210-656-1134 or
Apply Online Now!

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and proudly boasts an A+ rating from the Better Business Bureau. Better Business Bureau

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