The home refinancing process and what to expect
Home refinancing provides homeowners who qualify with a easy way to take advantage of lower interest rates and lower their monthly mortgage payment. Getting started is as simple as filling out our quick and secure Free Quote form or give us a call.
There are many home loan refinance options avaliable in todays marketplace. We will guide you through the loan options that are avaliable and give you home refinancing optionsthat best fits your situation.
Prequalifying for a home loan refinance takes about 15 to 20 minutes and we will be able to show you how much you can lower your monthly payment. If it is for a VA loan we will establish your VA Refinance Eligibility and start the loan paperwork for you. This and can be done over the phone or in person.
After being pre-qualified for a loan refinance, we will process the documents and send the file to be underwritten by the Underwriter. Their job to to ensure that all the guidelines for the paticular loan have been met.
Appraisal will be ordered at this time if it is required.
Once we recieve a Clear to Close from the Underwriter the loan file will go to the Closing Department for the attorneys to draw the documents that you will sign at the title company.
The closing will usually take place at a Title Company and that is where you'll sign paperwork to finalize your new loan.
Two forms of identification.
Cashier’s Check (if required) for the funds that are needed to close, made payable to the title company.
To speak with a home loan specialist call
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We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and proudly boasts an A+ rating from the Better Business Bureau.