The kind of mortgage you choose has a big impact on how much you end up paying, how much you’ll have to pay upfront, your monthly payment amount, and the total cost of your loan over time.
Mortgage interest rates change daily and sometimes 2 and 3 times a day. Credit score, loan type, home price, and down payment amount all affect the interest rate you can get. Interest is only one of the costs you will pay when getting a mortgage.
The Consumer Financial Protection Bureau (CFPB) has put a Interest Rate Checker that displays average mortgage rates from a mix of large banks, regional banks, and credit unions.
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