VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Providing home mortgage loans in San Antonio and throughout Texas.
210-656-1134

Forms and Documents needed for your mortgage.


VA Loans

Documents needed for VA Home Loan

Here is a list of items that I will need to get from you:

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Copy of DD214
  • Sales Contract
  • Wood Destroying Organism report

Additional documents for a Texas Vet Loan

The Texas Veterans Land Board has its own documents in addition to the above, that need to be filled out and signed by the Veteran. Here is a link to it:

Texas Veterans Land Board Eligibility TVLB Certification of Eligibility Application

Documents needed for a VA Streamline Refinance IRRRL

  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1)
  • Divorce Decree (if applicable)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.


If you own rental Property we will need Copies of:

Note & Deed from current loan, Property Tax Bill, Hazard (homeowners) Insurance Policy, Current Mortgage Statement and Rental Agreements

FHA Loans

Documents needed for FHA Home Loan

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

Documents needed for a FHA Streamline Refinance

  • Both Drivers License & Social Security Cards
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey
  • Settlement Statement (HUD-1)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.

Conventional Loans

Documents needed for a Conventional Loan

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • If Self-Employed will need Three years Tax Returns and YTD Profit & Loss Statement, signed & dated
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)
  • Should you have no credit. Copies or your most recent utility bills will be needed (if applicable)
  • If you co-signed for a mortgage, car, credit card, etc, need 12 months cancelled checks. front and rear, indicating you are not making payments (if applicable)
  • Copy of Driver’s License
  • Copy of Social Security Card
  • Sales Contract

Documents needed for a Conventional Refinance

  • Most recent 30 days’ pay stubs (if W-2 income)
  • Last 3 months’ bank statements (all accounts, all pages)
  • Savings/Mutual fund statements (3 months)
  • Previous two years’ Tax Returns, signed & dated (if self-employed)
  • Previous two years' Tax Returns
  • Previous two years’ W-2 Forms (if W-2 income)
  • Homeowners’ Insurance Policy Declarations Page
  • Current Mortgage Statement
  • Note
  • Deed of Trust
  • Survey and Settlement Statement (HUD-1)
  • Divorce Decree (if applicable)
  • Bankruptcy discharge documents (if applicable)

The Note, Deed of Trust, Survey and Settlement Statement (HUD-1) should be in the package of documents provided to you by the title company when you closed your current loan.


To speak with a home loan specialist call
210-656-1134 or
Apply Online Now!

Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and proudly boasts an A+ rating from the Better Business Bureau. Better Business Bureau

San Antonio Home Mortgage Loans